Independent thinking on automated underwriting, rules engines, straight-through processing, and the technology behind modern life and health insurance — drawn from nearly two decades building underwriting platforms across eight markets.
Straight-through processing in life insurance
What STP actually means, why 100% isn't the goal, and realistic ranges by market and product.
Coming soon
Rules engine vs AI underwriting
Two complementary capabilities, often confused. When to use each, and how to wire them together responsibly.
Coming soon
Choosing an underwriting platform
Twelve questions every insurer should ask vendors before signing — with the answers that matter most.
Coming soon
Underwriting in eight regulatory regimes
What changes and what stays the same when you operate under FMA, APRA, MAS, BNM, FSCA, the PRC, and US state regulators — from one platform.
Coming soon